Budgeting for Dream Vacations


In a recent poll of Yapa Now’s Facebook followers, friends and clients, you shared with me the top reason you do not fulfill your travel dreams.  The #1 reason was budget.  In this economy and job insecurity for so many, it is not a surprise that vacations take a back seat to more important financial concerns.

Do you save for your vacations?  Do you find it hard to save for vacations?  Or, do you wait until you have vacation time and plan your getaway based on funds available?  As a travel agent who works with world wide suppliers, I want to share with you some ways to find yourself taking that dream vacation without breaking the bank or forking over a large sum of cash when the time rolls around again next year.  It is possible to experience luxury vacations on a budget when you learn how.

Tip #1 – Book Early

Did you know that you can book air reservations 11 months in advance?  Why does that matter, you ask?  Like layaway, that means that for a small deposit you can make your reservations for the air and hotel and have another 9 1/2 to 10 months to pay it in full.  This allows you to take advantage of the early booking bonuses available and also take advantage of the air prices when they are at their lowest.  You can then makes payments toward your trip at your convenience.  If you want to pay monthly, weekly or even quarterly, it is at your convenience.  I have found that many people find it easier to make payments toward something than to “save” that same amount.  We are all used to making payments, right?

The bottom line is you get the most bang for your buck and you do not have to pay it all at once.  For many, the amount of the deposit can be as low as $200 for an air/hotel package.

Tip #2 – Cruises

Cruises are another great way to book with a small deposit.  There are sales running all the time where you can book your cabin with as low as a $50 deposit.   The sales often include on board credits (obc’s) which give you additional money to spend that is not coming out of your pocket.

Tip #3 – Think All-Inclusive

All-inclusive resorts are a thing of beauty for the budget minded traveler.  For some reason, the AI’s have gotten a bad rap among people who expect luxury (and the price tag that comes with it).  The AI resorts have all the amenities of the European plan resorts and often offer more.  With the all-inclusive, all of your meals, drinks, tips and various activities are included at no charge.  No, the restaurants are not all buffet style.  They usually offer one large buffet style restaurant, two or more theme restaurants, snack bars and lounges.  The food is excellent and often multi-cultural (French, local, Japanese, etc).  For example, a resort in Mexico could cost you approximately $2,000 including air for 5 nights for two people.  Add to that the amount you are saving by not paying for meals, drinks and extras, no extra charges and you can see why they are an excellent choice for the budget minded.

Tip #4 – Travel Club

I am not a fan of time-shares or any way, shape or form of MLM’s.  My first bit of advice is to steer clear of them when looking for budget friendly vacation options.  With that said, my host agency, KHM Travel Group, just launched a new vacation club.  It truly is the evolution of travel and the extras included in membership are outstanding.  I will post another article about it later but for now let’s just look at some of the incredible positives.  Luxevo offers you a tremendous amount of savings on vacation packages including cruises.  Yes, you can find great deals anywhere but where do you find a vacation you purchase that rewards you with Luxpoints of $1 for every $10 you spend.  Luxpoints never expire and can be used for your next vacation.  Not even the best rewards point credit cards offer that much.  Click on the picture below if you want to learn more about Luxevo or watch for my post about it later this week.  I will go into detail about the membership and advantages then.

The Evolution of Travel

Luxevo ~ The Evolution of Travel

Tip #5 – Beware the Scams

Unfortunately, every day there are dozens of new scams hitting the internet.  There is no way to find them all or list them all.  The best advice is the old saying “If it sounds too good to be true… it probably is.”  If you are determined to book vacations on your own, do a little homework first.  Check the airlines for costs of flights to your destination, check the resorts to see what their average daily rate is and compare that to the “deal” you are seeing.  Also, check the fine print.  Sure it looks good, but are you getting transportation from the airport to the resort or are the taxes and fees included?  Don’t let lack of knowledge lead you into a bad financial decision.

In closing, if you can dream it, we can help you make it a reality and within your budget!  There are so many options available for the destination of your choice that there will be something you love that work for you financially.  If you have tried doing the homework, you know how hard it can be to find that special place.  Using a travel agent takes the research out of the equation for you.  Let us do the leg work and you reap the benefits.

Happy travels,

Edwina

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Categories: Beaches, Cancun, Destinations, Luxury, Mexico, Travel, Travel, Yapa Now Travel | Tags: , , | 52 Comments

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52 thoughts on “Budgeting for Dream Vacations

  1. GREAT tips! I especially like the all-inclusive one. We have experienced several all-inclusive trips and loved them!

    • I personally love the AI’s too, Kim. I like not having to budget how much cash I need for meals and drinks. More fun to spend on goodies!!

  2. On top of budgeting monthly, a fun thing we do at my house is start a big jar where we put spare change for the months leading up to vacation and then when it’s time to go, we count it, roll it up and take it to the bank and then we usually have several hundred dollars for little extras while on vacation!

    • Peggy, that is an excellent idea. We used to do that when I was a child. I can’t believe I had forgotten it. Thank you so much for reminding me.

  3. I want to take my South African family to Italy. They have never been…nor dared to dream they could. Its a long termmplan for sure but these tips will surely help get it done!

  4. Thank you so much, I was just wondering how to budget for my dream vacation and came across your wonderful website! I’m going to bookmark this now.

  5. Wow!! Great tips! I didn’t know we could book a trip and make monthly payments. With a large family it is always costly to take them anywhere special but with you tips, it is all possible!:) Thanks for the tips:)

  6. WOW! Love all the wonderful tips to budget for my dream vacation! It’s been years since I’ve had a vacation and I know I am due! I’d go for the all inclusive package! Thanks so much Edwina!

  7. Fantastic tips in the article! Thanks for the “beware” tip, due diligence is important. Time to plan a dream vacation!!

    • Thank you, Sherie. It is very important to check the fine print when booking online. Unfortunately, you often find the extra charges after you hit the submit button.

  8. We recently came back from a cruise in celebration of my mom’s 80th BD – it was amazing! Great tips for how to save $$ – you are right – budget is a HUGE factor when planning (or not) vacations!

  9. There are some great tips here, thank you.

  10. Going on my 10 year anniversary trip this spring. These tips will help a lot! We still don’t know where we’re going, but we’re thinking Maui!

    • How can you go wrong with Hawaii? If you can fit it in your budget you should look at Tahiti. It is probably one of the most romantic places on Earth!

  11. Such FUN! Next year is all about creating financial security for our family…the year after THAT will be our ‘reaping the benefits’ year. I’ll be planning FAR ahead for sure. Thanks for such a great article!

  12. Loved your tips! Budget is a big word in our house!

  13. These are great tips! Personally we choose the all-inclusive packages because it takes much of the hassle out of the planning. Our last trip to Cancun was all-inclusive and even included a full day at Chichen Itza!

  14. Great tips. Thanks! It’s so important to plan financially for a vacay. The travel bug may have just bit me!

  15. Belonging to travel clubs is an excellent idea. I belong to Hilton Grand Vacation Club and we have memorable times during our vacations.

  16. These are really great tips! I really like the idea of doing a small deposit and monthly payments. I would find that much easier than trying to save for a huge lump sum payment.

  17. All-inclusive trips are fun, thank you for also sharing the tips and letting people know about the scams.

  18. Thanks for the advice. I will bookmark.

  19. I didn’t know we book trips and pay for them like the family car:) Super!! We will be looking for more tip and money saving ideas..I will bookmark your site. Thanks for your help!

  20. Lorii Abela

    Thank you for sharing your site. We should probably connect. My niche leads to you eventually. Lorii at http://www.manifestingmydestiny.com

  21. Thanks for a wonderful site….we all need to get away more than we realize to rest and relax….

  22. Great tips thanks, I havent been on a vacation in years

  23. Love to travel, and these are great tips to help me get more out of my vacation dollar. Thanks!

  24. Love this information!! Like many, we tend to plan our vacations at the last minute, which of course, does not get us the best deal! Thanks for this valuable article…I think it’s time to start planning my 2012 vacation!

  25. I love these tips, Edwina! We travel a lot, but I will make sure that I use some of these in the future. Thanks!

  26. I need to take those tips seriously as hubby and I have never really had a vacation to a destination other than a state away. Thanks for those tips!

  27. Edwina,
    We love to travel so finding your site is just perfect. Keep the great info coming!

  28. I like your attitude — if you want it bad enough you can find a way to budget your vacation! Great advice about all-inclusives, I love them. Instead of worrying about how much you’re spending once you get there, you just want to do as much as you possibly can so you can get your money’s worth.

  29. Planning a big family trip for next year and will remember some of your tips. We are overdue for a vacation. Thank you!

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  31. Pretty section of content. I just stumbled upon your blog and in accession capital to claim that I get actually loved account your weblog posts. Any way I’ll be subscribing to your feeds or even I achievement you access persistently quickly.

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